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The ONIT Blog

Insurance: FAQS Articles

Do You Need Boat Insurance: An Explanation Guide

Owning a boat provides many opportunities for fun adventures. But do you need boat insurance? We answer why insurance is essential and review different coverage options that will make boating smoother.

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What Does Renters Insurance Cover: Understanding Why It’s a Must-Have

What does renters insurance cover and why exactly do you need it? We break down the three main types of coverages you'll have in renters insurance and review their benefits. We'll also discuss what renters insurance doesn't cover.

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Does My Home Insurance Policy Include Weather-Related Damage?

When a terrible storm hits, one of the first things you'll wonder is "does my home insurance policy include weather-related damage?" Read to discover what to include in your policy for year-round coverage, as well as how to prepare for a claims adjuster for maximum coverage.

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Insurance Providers: How to Choose The Right One Like A Pro

There are a lot of insurance providers out there. Not sure how to find the right one? We review key considerations that can help simplify your search and bring you to the right provider.

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Do I Need Insurance Before I Buy a Used Car?

It's a great idea to have auto insurance when looking to buy a new car. But do I need insurance before I buy a used car? We review why you absolutely should have auto insurance on hand and review other scenarios where proof of insurance is necessary.

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