Finding Car Insurance is Easy With ONIT Home
Whether you’re cruising down the street or fulfilling a cross-country road trip, car insurance is always a must-have. Just like you wouldn’t get behind the wheel without your driver’s license, you shouldn’t start your car without a trusty policy tied to your vehicle. At ONIT Home, we’ve got different coverage options to protect you and your ride from the unpredictable roads ahead.
We work with top insurance companies and compare policies to find you the best rate and coverage. Pick between comprehensive, collision, and more specialized offerings with our robust coverage options.
Let’s get started today! Learn how we can customize the perfect car insurance policy for you at a great rate.
ONIT Home and Goosehead Insurance
Separate the Best from the Rest
We partnered with Goosehead Insurance because time is money. When you work with us, we’ll save you both. Our agents analyze and compare insurance policies to find the top choice customized just for you. We’ll show you the best choices and put the power of information right in your pocket.
ONIT Home and Goosehead Insurance
Separate the Best from the Rest
We partnered with Goosehead Insurance because time is money. When you work with us, we’ll save you both. Our agents analyze and compare insurance policies to find the top choice customized just for you. We’ll show you the best choices and put the power of information right in your pocket.
Why Do I Need Car Insurance?
Car insurance is required for drivers in most states. Getting the coverage that’s right for you offers peace of mind, no matter where your journey takes you. The last thing we want to think about on the road is something going wrong. Vehicle insurance is a secure safety net offering protection if you’re found at fault for an accident.
Sometimes accidents happen on the road that isn’t your fault. We can help you with that, too. Unpredictable weather conditions, like hail storms or lightning, can cause severe damage to your vehicle. We’ll help you build a policy that’s flexible and ready for anything.
Let’s get started today. Call us at 1-833-433-0331 to get the right policy for your car.
What Does Car Insurance Cover?
It depends on your policy. Typically, vehicle insurance covers damage from an accident and offers financial backup if you’re liable for injuries or damages. Not sure what to include in your policy? Here’s some of the top coverage options available.
Comprehensive
Comprehensive insurance is just that–a thorough policy that’s ready for those sneaky surprises. Use this coverage to help finance replacement or repairs to your car if it’s damaged or stolen in a non-collision accident. Common incidents a comprehensive policy will cover your car against include fire/explosions and severe weather damage from hail, lightning, tornadoes, hurricanes, earthquakes, or floods. It also covers theft, vandalism, destruction from animals, and falling objects (tree branches).
Property Damage Liability
If you’re at fault in an accident, property damage liability coverage will cover payments to repair the physical damage or repair fees to the other party’s vehicle or property. If you’re sued for damages, the coverage will assist in covering the payment for a legal defense. Typically, this coverage is required in most states.
Collision
If you hit an object (tree or telephone pole) or vehicle, collision coverage will help pay for the repairs, no matter if you’re at fault. Common situations in which a collision policy will cover your car include accidents with another vehicle, accidents with an object (a fence, telephone pole, or guard rail), and single-vehicle collisions (rolling or falling over).
Personal Injury Protection (PIP)
Beefing up your insurance policy with Personal Injury Protection (PIP) covers the healthcare costs of injuries in a car accident to policyholders and passengers inside the vehicle regardless of who’s at fault. Passengers don’t need health insurance to access the coverage. PIP is primarily available in no-fault states.
Bodily Injury Liability
Say you’re at fault for someone’s injury in an accident. Liability insurance will help you cover the medical expenses. If you’re sued for damages, the policy will assist in covering the payment for a legal defense. Typically, this coverage is required in most states.
Find your perfect policy today!
How Much Car Insurance Do I Need?
When it comes to insurance, it’s never one size fits all. Questions like “how much car insurance do I need” are answered by reviewing your personal needs and driving history, then meeting with an insurance expert to find the policy that checks all the boxes. Our team of licensed brokers can help you find the perfect insurance coverage.
Fill out your information to meet with our digital agent or call us at 1-833-433-0331 to get started.
Different Types of Vehicle Insurance
- RV
- Boat
- Motorcycle
We’ll Find You The Right Coverage at the Best Price
Need Car Insurance? We’re ONIT.
Know you’re covered on the road with a customized insurance policy ready for anything. Call us so we can build your best policy yet.
Get started today!
Need Car Insurance? We’re ONIT.
Know you’re covered on the road with a customized insurance policy ready for anything. Call us so we can build your best policy yet.
Get started today!