Find Peace of Mind With Renters Insurance from ONIT Home
Renting a space comes with its own set of perks. There’s amenities, zero repair bills, and the flexibility of living somewhere for a fixed period. But even though you don’t own your property, you’ll still have lots of items you’ll want to protect. Renters insurance provides coverage for your things in the event of a disaster. At ONIT Home, we’ll help you find a policy that can handle any setback at a low monthly premium.
Simplifying your search for the best insurance coverage is what we do. We research policies and rates from the top insurance companies for you to make getting the right policy easy. We steer you away from policies with loopholes and search for discounts to set you up with the perfect match.
Give us a call today so we can start working on getting you the best coverage.
ONIT Home and Goosehead Insurance
Separate the Best from the Rest
We partnered with Goosehead Insurance because time is money. When you work with us, we’ll save you both. Our agents analyze and compare insurance policies to find the top choice customized just for you. We’ll show you the best choices and put the power of information right in your pocket.
ONIT Home and Goosehead Insurance
Separate the Best from the Rest
We partnered with Goosehead Insurance because time is money. When you work with us, we’ll save you both. Our agents analyze and compare insurance policies to find the top choice customized just for you. We’ll show you the best choices and put the power of information right in your pocket.
Life’s Unpredictable.
Insurance for Renters Keeps You Covered When You’re in a Bind
When you’re renting a home or apartment, your landlord isn’t responsible for covering your items if an accident happens. Don’t be left hanging and forced to cover your losses out-of-pocket. Insurance for renters will help repair or replace your items. With the low monthly rate you’ll get from ONIT Home, it would be silly to take the risk and go without coverage.
Let’s get started today. Call us at 1-833-433-0331 to find the right policy for your home.
What Does Renters Insurance Cover?
PERSONAL PROPERTY COVERAGE
Your personal property is the items you own. From clothing and furniture to electronics and jewelry, renters insurance will cover the cost of replacing these items in the events listed in your policy. These include the following standard coverages:
- Fire
- Lightning
- Hail
- Windstorms
- Explosions
- Smoke damage
- Volcanic eruptions
- Snow/ice/sleet
- Water leaks
- Vandalism
- Theft
- Riots
- Vehicle or aircraft damage
- Plumbing, air conditioning, and heating
- Losses from appliances (water or steam related)
Each policy varies, and companies will often offer customers different coverages. Our team is here to walk through your needs and understand your lifestyle to match you with the perfect, customized policy.
PERSONAL LIABILITY COVERAGE
MEDICAL EXPENSES
LOSS OF USE COVERAGE
PERSONAL PROPERTY COVERAGE
Your personal property is the items you own. From clothing and furniture to electronics and jewelry, renters insurance will cover the cost of replacing these items in the events listed in your policy. These include the following standard coverages:
- Fire
- Lightning
- Hail
- Windstorms
- Explosions
- Smoke damage
- Volcanic eruptions
- Snow/ice/sleet
- Water leaks
- Vandalism
- Theft
- Riots
- Vehicle or aircraft damage
- Plumbing, air conditioning, and heating
- Losses from appliances (water or steam related)
Each policy varies, and companies will often offer customers different coverages. Our team is here to walk through your needs and understand your lifestyle to match you with the perfect, customized policy.
PERSONAL LIABILITY COVERAGE
MEDICAL EXPENSES
LOSS OF USE COVERAGE
Other Surprising Coverages Included in Renters Insurance
Identity / Credit Card Theft
If a thief runs off with your credit cards, your insurance policy can protect you from fraudulent spending tied to your account.
Other People’s Items
Let’s say you borrow a friend’s jacket and it got damaged in a covered peril. Your renters insurance policy will help pay to replace the item.
Food
If there’s a power outage and the food spoils inside your refrigerator, you can file a claim with your insurance provider.
Belongings Not In Your Home
Renters insurance will cover items damaged outside your home, for example, if they were inside your car or in storage.
What Does Renters Insurance Not Cover?
Natural Disasters
You’ll need to beef up your renters insurance with additional policies if you want coverage for natural disasters like flooding and earthquakes. Renters living in high-risk areas for these events should add this coverage to their policy.
Big Ticket Items
Similar to natural disasters, you’ll need to add more coverage or an endorsement to your renters insurance for high value items like antiques, jewelry, family heirlooms, or fine artwork.
Property Damage from Pests
Renters insurance will not cover damage from rodents, termites, and other vermin.
Intentional Damage
If you intentionally damage property, you will not be able to file an insurance claim to replace or repair the item.
Find Your Perfect Policy Today!
How much renters insurance do I need?
Review the items you own and estimate the total cost. Some apartment buildings will require a minimum valuation for tenants. You should also determine if you’ll need endorsements or extra coverage against certain events or for high value items.
How much is renters insurance?
Need Renters Insurance? We’re ONIT.
Be ready for anything. Protect your belongings today with a renters insurance policy customized to your needs.
Get started today!
Need Renters Insurance? We’re ONIT.
Be ready for anything. Protect your belongings today with a renters insurance policy customized to your needs.
Get started today!