Home & Auto Insurance
Home and auto insurance made for the unexpected.
- Licensed brokers find you the best coverage and deals.
- Extra savings when you bundle home and auto insurance.
- We're here for you every step along the way.
A great insurance rate, customized to your needs.
You are unique. So your insurance should fit your needs, budget, and life. Don't feel confused when shopping for home and auto insurance, our team of licensed brokers are here to minimize the uncertainty and provide you with real answers. When you work with us, you can expect top-notch customer service from a team of experts dedicated to finding you the best coverage at the best price.
We skip out on the industry jargon to ensure you know exactly what you're getting in your insurance package. With ONIT, you can expect honest answers and access to the best rate for the level of insurance you desire. We're here to work with you and make sure the plan you're getting is tailored for you and your family.
Time is Money. Here’s Six Ways We’ll Save You On Both
Exclusive Deals for You
We work with the biggest providers to get you great rates and discounts only available through ONIT.
Claims When You Need Them
When disaster strikes, we work fast to provide you with quick updates or details on your coverage.
Coverage Made for the 21st Century
Your needs aren't the same as homeowners from 5-10 years ago. Our coverage works for you to keep you protected.
The ONIT Promise
We're here to help families and businesses conquer projects big and small with trusted solutions and products.
We make it easy to find the best insurance coverage for your needs.
We're here to listen and help you solve real problems. While it's our priority to find you and your family coverage at the best price possible, our mission expands beyond bargain hunting. As a company, we want to do our best to take care of you each step of the way when an incident occurs. Our concierge insurance program is our way of handling anything life might throw your way. Trust us to serve as your one-stop-shop for finding the carrier and products you need.
Plus insurance from other disasters such as:
Wind
Hail
Lightning
Home insurance to protect you from everything life throws at you.
The needs of a homeowner are evolving. Our home insurance packages are designed to include the plans that matter most to you. Avoid financial harm with protection against wind and hail, fires, lightning, theft, and more. Click here for a free quote and complete breakdown of your coverages.
Auto insurance to keep you and your ride on the road.
Reliable and affordable auto insurance from ONIT Home makes cruising down the highway much more enjoyable. Our insurance packages extend beyond just your car, too. Protect your motorcycle, boat, RV, motorhome and more with us on your side. Talk to us today about bundling home and auto insurance for even more savings.
We work with you to find the right policy to cover your needs
Flood Insurance
The last thing any homeowner wants is flood damage. Give your home a flexible safety net from costly water damage with flood insurance. Our team of brokerages will work with you to make sure your policy is working in your best interest. We know water is unpredictable and can quickly spread just about everywhere. But we'll make sure the plan you pick protects every corner of your property. Learn more about how you can avoid the financial burden of water damage with ONIT's insurance tailored for your needs.
Life Insurance
Life is unpredictable. That's why you need an insurance plan that's flexible and built for handling the unexpected. Keep you and your loved ones prepared for anything with a financial safety net designed to provide longer-lasting financial stability for your family after a passing. Here at ONIT, we can help you find the perfect policy to put you at ease and serve your best interests.
Umbrella Policies
Don't wait until you're in a sticky situation to wish you were insured. Protect your family, home and other valuable assets from nearly any incident with Umbrella Insurance. Choosing umbrella insurance adds extra cushion to your policy and leads to greater coverage from the accidents home and auto insurance often leave out. This includes lawsuits and injuries on property. Call us today to find a policy that takes care of the things that matter most to you.
We’re Here For You.
We offer a variety of different home solutions across the United States and continue to grow our service areas. Click the buttons below to see where we currently offer services.
Theft
No one wants to fall victim to a break in or burglary. While the actions of others are out of our control, you can rest easier with an insurance policy that's built for handling anything life throws your way. Whether you're weighing your options between dwelling and personal property coverage, or need help understanding your deductible and coverage limits, we're here to help. You can also stay ahead of the curve with a smart security system from ONIT. A security system can stop a burglar in their tracks before they even have the chance to get inside.
Service Line Coverage
Use service line coverage to protect your home from handling the costly expense of having damaged pipes or wiring coming onto your property. Speak to one of our licensed brokers about adding this to your policy for extra protection.
Appliances
Beef up your homeowner's insurance by adding appliances and electronic coverage to your policy. Our homes can be hectic and the unexpected can happen at any moment. We're here to make sure every inch of your personal property is covered with a flexible policy.
Fire
The National Fire Protection Association reports that every 24 seconds a fire department in the US responds to a fire emergency. We'll make sure your property has the protection it needs when you need it most with comprehensive fire insurance. Our coverage extends beyond property damage to your personal items and all facets of your property.
Local Ordinance Changes
Prepare for unexpected and expensive code changes within your city by adding local ordinance changes in your insurance policy. Speak to our team of licensed brokers to learn more about how we can protect you from having to pay out of pocket for city-mandated residential upgrades.
Computer + Electronics
In this modern day and age, our technological devices have quickly become some of our most valuable possessions. Insuring these items provides you with a safety net against theft, vandalism, data damage, and more.
Full Replacement Costs
There's no better backup plan than having full replacement costs in your policy. This ensures your family is able to finance replacing your home or belongings lost in a disaster or other unfortunate event.
Water Backup
Make sure all your bases are covered with water backup insurance. Adding this to your policy provides you with protection against hefty water damage fees.
Enhanced Rebuilding Coverage
If your home has been severely damaged or destroyed, enhanced rebuilding coverage provides you with a helping hand for financing the replacement expenses.
Wind Protection
Unpredictable weather makes it difficult to prepare and protect your home against severe weather storms. With wind protection, you can rest easy knowing that your home is covered against flying debris or other effects of damaging windstorms. You can count on us to make sure the wind protection you have covers every inch of your property. We'll make sure your policy quickly addresses home repairs after a catastrophic weather event blows through your area. That way you and your family can return to enjoying your special space.
Hail
When a vicious storm strikes, hail is most likely on your radar. Find protection against the damaging impact of these large ice chunks when you include hail coverage in your insurance policy at ONIT. We're here to answer questions you have about your deductible or coverage to make sure it meets the needs of your home. From roof replacement to auto repairs, we'll make sure you get the protection you need.