What Does a Home Insurance Replacement Cost Look Like?

The goal of buying home insurance is so that your policy helps you rebuild if anything happens to your home. It replaces anything from high-end appliances to your smart gadgets and your favorite rocking chair. Insurance replaces these items if they get damaged. But as you shop for home insurance, one of the terms you […]

Do Home Insurance Breed Restrictions Apply to My Family?

Did you know that there are about 4.5 million dog bite incidents each year? According to the Insurance Information Institute, a dog bite claim costs approximately $44,760. Personal liability in home insurance ought to cover medical and legal expenses resulting from dog bites. However, there are certain breeds that are not covered as they are […]

Home Insurance Comparison: The Top Companies to Know About

If you own a home, you need home insurance. Home insurance policies cover a wide variety of damages and expenses. However, policies can be muddled with technical jargon. This blog will introduce you to the most popular home insurance companies and give insight into purchasing home insurance. When it comes to a home insurance comparison, […]

The Advantages of Working With an Insurance Broker

An insurance broker is a professional who acts as an intermediary between insurance companies and consumers. Insurance brokers sell insurance, but they do not work for insurance companies. They are qualified specialists in both insurance and risk management. The mission is to guide a consumer through an insurance buying process and help them find an insurance policy […]

What is Builders Risk Insurance? Everything You Should Know

The construction industry is wide-ranging and affects virtually all aspects of society. Consumers need builders for their new homes. Businesses need builders for their commercial developments. Governments need builders for infrastructure projects. There are many parties involved in the projects that builders build. Even the eventual homeowner is a significant party. That homeowner, ultimately, has […]

The Best Fireplace Safety Guide for Cozy Living

A fireplace is a perfect way to add a touch of cozy comfort to your home. But, like any household investment, fireplaces need proper care if they’re to function properly. Fortunately, this usually takes just a few basic fireplace safety tips like the following: Using a smart smoke detector. Cleaning out ashes regularly. Always use […]